An SBA Loan Could Give Your Business the Boost It Needs

What would you do with up to $5 million in funding? What if it was available at a low interest rate and with favorable terms? If you get a Small Business Administration loan from Vista Capital Solutions, that possibility could become true. We provide loans through the 504 and 7a programs to help businesses like yours invest and grow.

Up To $5 Million in Funding

Under the 504 and 7a programs, we can offer as much as $5 million in capital backed by the Small Business Administration. That means that we can offer you highly competitive rates and more flexible qualification criteria. These loans can have up to 90% financing and terms of 25 years. They are fully amortized with no ballooning. Depending on the program you choose, you can receive fixed or variable rates. Plus, there are never early payment penalties.

Real Estate Loans

A common use for this type of small business loan is to purchase, renovate or refinance owner-occupied properties. These are some examples of the types of properties that qualify:

  • Automotive services businesses
  • Hotels and motels
  • Childcare facilities
  • Offices
  • Veterinary clinics
  • Single-purpose buildings
  • Nonconforming properties

Equipment Financing

We can provide an SBA loan to help with your equipment costs. These are some common types of equipment that we finance:

  • Vehicles
  • Heavy equipment
  • Transportation equipment
  • Laundry machines
  • Production machinery
  • Machine tools
  • Diagnostic tools
  • Healthcare equipment
  • Printing equipment

Business Acquisition Loans

Alternatively, we can offer financing for acquiring a business or buying out a partner. We primarily examine the cash flow and management when making our decision. You can receive a prequalification in as little as 48 hours. These loans usually have 15-year terms and up to 80% financing. They are amortized with no ballooning and no prepayment penalties.

Learn More

Contact Vista Capital Solutions today to learn more about our SBA loans. We could help you grow your business faster.